Events

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Health insurance benefits, eligibility, copay, deductible – words that strike fear in many people. Understanding the ins and outs of insurance is getting more and more difficult, and knowing who to call and what to ask is frustrating and time consuming. Relax. We are here to help you. I will explain some of the key terms, accepted insurances, and options available from TAI.

A Physical Therapist is considered to be a specialist. Most insurance companies require that you have a written prescription from a physician to see a specialist and some require authorization as well. Prior authorization is a request, usually in writing, to the insurance company by the physician’s office or the physical therapy office to receive treatment. All Medicare and Medicaid patients must have, at the very least, a prescription. Generally, BlueCross BlueShield is another that requires a prescription.

Our clinic accepts many insurances, such as Aetna, BlueCross BlueShield, First Choice Health, HealthNet, Lifewise, ODS, OptumHealth, Pacificare, PacificSource, Providence, Private HealthCare System, Three Rivers Provider Network, Great West, Regence, and most Samaritan Health Plans, just to name a few. The best thing to do is just call us, and we will find out if we are a provider for your insurance. We can determine what the limitations are for your particular plan, such as 30 visits per calendar year and if any of those visits have been used, your deductible and if any has been met, your co-pay (if you have one) and how much, applicability of co-insurance (the percentage of the visit you will have to pay), or requirement of a prescription or authorization.

For those of you that do not have insurance or have exhausted your benefits, TAI offers a 25% discount for those patients that pay out-of-pocket. One stipulation to this benefit is that the patient must pay for that visit at the time of the visit. Another option that TAI offers is a payment plan. This is generally for patients that have a high deductible or that cannot pay for the visit at the time of the visit. This is offered through our Central Billing Office. There is a minimum principal monthly payment of $35 and it must fit into payment plan duration of 3 to 12 months (it cannot go any longer than 12 months).

If you have any questions or concerns, give us a call or an email. Just remember, we are here to help.

- Terri Caba, Front Office Coordinator

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TAI Photo Testimonials

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Therapeutic Associates is excited to see you! Our clinic in Corvallis will being sharing patient testimonials about their physical therapy experiences. We WILL BE asking patients to volunteer their stories about how their physical therapy made a difference in their lives. We hope that these stories can inspire and motivate others who may have had similar injuries. For those interested in contributing to the testimonials, we ask for a brief summary of your condition or injury and how physical therapy helped you. We also welcome before and after photos. Patients will be asked to write up their testimonial that will be shared in our clinic, and possibly on our website. You will also be asked to sign a photo release form. Therapeutic Associates and others are excited to hear your stories and hope that they will be encouraging to current patients.

Heather Thomas, PT Aide